Know what your property costs. See what is coming.

Record owner-paid expenses such as rates, insurance, strata and repairs, with their payment dates and receipt references. Set up recurring bills with an amount, frequency and next due date so the next commitment is visible before it is paid.

• A scheduled bill is a future commitment; a paid expense records money already spent.
• Link the paid expense to its bill occurrence so the same cost is not counted twice.
• Owner financial settings and records stay in the private owner workspace.

The forecast brings saved costs and expected rent onto a dated timeline. Choose 1, 3, 6 or 12 months, compare income with costs, and inspect dated amounts by hovering, using the keyboard or tapping. Start with your own planning reserve, then see how expected income and bills affect it. Recorded rent remains distinct from expected rent and provider-verified money.

The example below uses a fictional property and invented figures. It shows why a positive total at the end of a period can still hide a shortfall before the next rent payment.

Compare a vacancy, an extra repair or a change in loan payments with the saved forecast. Keep the assumptions visible and save a scenario to revisit it. Scenario changes affect the estimate only; they do not change the agreement, rent records or actual expenses.

• Model a gap in expected rent.
• Add a one-off repair cost.
• Test a higher loan cash payment.
• Compare the resulting reserve with the baseline.

Enter your own property value and outstanding loan balance. Their difference gives an indicative equity figure, with the entered amounts visible so you can update them when your information changes.

Download Australian financial-year cash records as CSV or PDF for a property, bringing together recorded rent, paid expenses, fees, refunds, category totals and receipt references. An accountant review checklist, source labels and review flags help identify missing information and records that need checking. Share supporting receipt files separately.

• Keep unpaid scheduled bills separate from paid expenses.
• Preserve the source of recorded income and distinguish verified receipts.
• Review the linked supporting documents and incomplete records before sharing.
• Your accountant determines tax treatment and any adjustments.

The free public calculator lets you test rent, vacancy, running costs and optional finance in your browser. It shows annual totals and monthly averages; the owner workspace preview above adds saved records and bill dates. Calculator inputs are not saved or automatically copied to an account.